What kind of coverage does a non-owned aircraft policy provide?

A separate Non Owned aircraft policy provides Aircraft Liability, Aircraft Physical Damage and Medical Payments Coverage.

Aircraft Liability Insurance protects you [Renter] against claims arising from Bodily Injury (BI) and Property Damage (PD).  When your passenger is injured or you damage

property not owned by you, your Liability Insurance will protect you on a per occurrence (OCC) basis.

Aircraft Physical Damage (PD), including loss of use for the Aircraft owner and will cover damage to the aircraft caused by the insured [Renter].  It is recommended the

amount of Aircraft Physical Damage be at least $5,000.00 to cover the deductible for the Lessors insurance policy or equal to the cost of the most expensive aircraft you

rent or borrow.  In certain cases where the Renter is negligent, the Renter can be liable for the total amount of damage to the aircraft, not just the deductible. The Owners

insurance company will pay the Owner for the repair and or loss and could then subrogate against the pilot who rented the Aircraft.   This risk exists no matter what type

of insurance policy the Lessor / Owner has in place to cover loss or damage to the aircraft.

Medical Payments are included in the amount of $1,000 to cover payments for medical bills and funeral expenses of an occupant of the aircraft. Options up to

$10,000 are available. In addition to Medical Payments, your Bodily Injury coverage will help protect you in the event of a claim.

If you're looking to purchase non-owned aircraft insurance, please visit this link: https://www.starrlink.com/public/sano?dib=617&diu=1960